It is that time of year again where we turn to the Internet to purchase all those holiday gifts for our family and loved ones, and maybe even something for your cat. Trust me when I say it is worth taking a few extra moments to ensure that you are safe while you are shopping online. Identity theft, frauds, malware, and scams are serious problems that can arise when shopping online. Here are some quick steps to help you be safe this holiday season:
- Shop with trusted online retailers.
- Establish strong passwords. 8 characters or longer, 1 or more numbers, 1 or more uppercase letters, and a special symbol if allowed.
- USE A DIFFERENT PASSWORD at each site. It sounds tough, but I know you can do it!
- If you can, use a secure online payment method like PayPal, GooglePay, or ApplePay.
- Use a debit card or credit card that does not tie directly to your main bank account.
- If available, Checkout as a guest and do not save your payment information. This is getting harder and harder to find due to retailers finding your shopping data just as valuable as your purchases.
- Never shop online when using free or public wifi.
- Keep your devices up to date with the latest security patches.
- Do not use your work email address for retail accounts. There are many free email services out there, like Gmail, Hotmail, or even Yahoo.
Well, there you have it, the foolproof way to stay out of trouble this holiday season… Remember you will never be 100% safe when online. There are people, organizations, and even in some cases governments out there way smarter than any protection attempt you can take. The good news is the more preventative measures you take your odds of being a target or victim drastically decrease.
Thank you and good luck out there!